Frequently Asked Questions
What is Bartercard Property? Bartercard Property, is a division of the Bartercard Phuket and Pattaya Franchises which lists and sells properties with a Bartercard trade component.
How properties priced? All of Bartercard's Property listings are listed at the same price as the cash market with a minimum 30% (per cent) trade component as set down by Bartercard management. In some cases, a current valuation or market appraisal is available, although this is not essential to list a property.
Can I pay the deposit in Bartercard? Yes. Bartercard Property has a registered trust account where it can hold deposits. The deposit is used as part payment at settlement along with a voucher for the remaining component of Trade Dollars. For example, say a B2,000,000 property is purchased with a TB500,000 trade component. Say a TB200,000 (10 per cent deposit) is put into trust. Then this deposit, plus a voucher for TB300,000 Bartercard and the B1,500,000 cash, is paid to the vendor upon settlement.
If I do not have enough Trade Baht, can Bartercard increase my overdraft? Bartercard Thailand can provide an interest-free overdraft to approved purchasers. For overdrafts greater than TB200,000, adequate security such as a registered second mortgage must be provided for the loan. Please ask your Business Development Manager for more information.
Is the VAT applicable on real estate? All Real Estate transactions have different VAT applications depending on various factors. Please consult your accountant and solicitor on each individual listing.
Can I pay some of the purchasing expenses in Trade Bahts? Depending on the area you are buying in, there are many avenues open to you in terms of spending Trade Bahts. Many Bartercard Members are involved in related industries such as conveyancing, building, pest inspection, quantity surveying and valuing. Consult Bartercard Property or your Business Development Manager for more information.
What are the benefits of investing my Trade Bahts into Real Estate? Members often forget the real cost of their Trade Bahts in Real Estate transactions. Say, for example, your cost of a Trade Baht is 60 %. If you purchase a property for B2,000,000 with a 25 per cent trade component - that is, B1,500,000 AUD + TB500,000 - the real cost of the property to you in cash is only B1,800,000! The advantages to Members with a lower cost of Trade Baht (high margins) is even greater. Do the math on your own cost of Trade Baht in an investment property.
I want to cash convert my Trade Bahts. Is real estate the answer? Members often cash convert their Trade Bahts as well as make a capital gain when they ultimately sell their property. However, Real Estate should always be looked at as a medium-to-long term investment.
Initial outlays such as solicitors costs often make it hard to get back your money if you sell something the next day.
Bartercard Property generates listings through working with developers in our membership. These members do not appreciate buyers purchasing a property with a trade component at cash prices only to have them put the property up for sale the next day on the cash market. For example, if a developer sells five units in a 20-unit complex to Bartercard Members and the five are then put straight back on the market at the same time as the developer is marketing the remaining 15 units, it can actually devalue the project depending on supply and demand in the area.
How do I find out about properties for sale through Bartercard? Bartercard Property has
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